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BHIB & CIWM

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BHIB Insurance Brokers are proud to have a long standing relationship with CIWM (Chartered Institution of Wastes Management). In recent years this relationship has seen both parties working closely to develop a range of insurance and risk management services for members of CIWM: –

Property Damage:

Using our in-depth knowledge of your specialist sector we have been working closely with an ‘A-rated’ insurer to develop an exclusive ‘Risk Management Scorecard’ approach to your Property Damage & Business Interruption needs.

The policy itself provides cover for Fire and Extended Perils and embraces most classes within the waste management and bio-energy sectors.

The underwriting expertise extends to clients in the UK, EU and selected global territories. Their wealth of knowledge means they can offer risk engineering advice for all sizes of business, tailor risk control measures to plant conditions and share best practice to further reduce the risk of an incident occurring.

Environmental Liability:

Environmental losses are on the increase and these can lead to a business suffering significant financial, reputational and operational damage.

Working with an ‘AA-rated’ insurer, we can review your environmental exposures and seek to obtain a quotation that provides the following core covers:

  • Cover for sudden, accidental and gradual pollution
  • Remediation costs imposed by regulators
  • Third-party legal liability, including bodily injury, property damage and trespass, nuisance & obstruction
  • Liability arising under the EU Environmental Liability Directive and any associated member state law
  • All environmental damage, not just resulting from pollution
  • Loss mitigation costs — emergency expenses incurred in responding to an incident
  • Legal defence costs

The policy can also be extended to include:

  • Losses arising from transportation of products or waste
  • First-party business interruption expenses
  • Crisis management costs to minimise reputational damage
Other Policies:

In addition to the above BHIB are able to arrange cover to meet any of your other insurance related needs, including but not limited to:

  • Employers Liability
  • Public & Products Liability
  • Motor Fleet
  • Professional Indemnity
  • Management Liability
  • Cyber Liability
  • Plant Inspection & Insurance
  • Marine Cargo and Goods in Transit

If you are interested in discussing your insurance requirements in greater detail then please email our waste specialists Richard Davies & Graeme Ravey  – waste@bhibinsurance.co.uk. Alternatively you can call the team on the telephone number opposite, or complete the form below and we will contact you to arrange an initial meeting.

Richard Davies
Richard Davies Corporate Account Executive

Richard has worked in the Financial Services Sector since leaving school in 1992 (other than a short career break as a wine broker!)

Since joining BHIB in 2012, Richard has been an integral part of the continuing relationship with CIWM and heads up our team to look after their members insurance needs. 

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